Own HOME with the power of ‘Bharati Vastupurti Yojana

Features

Interesting Interest Rate.

Tenure Flexibility.

Housing Loan Facility in Rural Area.

Terms & Condition

Housing Loan for purchase of NEW Housing Property/ Housing construction.

Employment: Minimum 2 yrs of continuous employment.

Two Guarantors are mandatory.

 

Maximum Loan Limit Rs. 70Lakh.

Rural Housing Loan Maximum Limit Rs. 70Lakh.

Tenure

Maximum Tenure 15years (180 Months)

 

Documents:

Sr. No.

Particulars of Document

Salaried

Other

1

Proof of identity

Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card.

Voter’s ID card or driving license or PAN card or photo credit card

 

 

2

Proof of income

Latest salary slip showing all deductions or Form 16 along with recent salary certificate

IT returns for the last 2 years and computation of income for the last 2 years certified by a CA

 

3

Proof of res

idence

Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill

Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill

4

Bank statement

Last 6 months

 

Last 6 months

(Purchase an old house/ flat. To avail of the loan, the residual age of the property as confirmed by our empanelled valuators at the maturity of the loan should not be less than 15 years.)

*FOR DETAIL INFORMATION CONTACT TO YOUR NEAREST BRANCH*