Use Your Property Power For Promising Future.

 

Features

Any individual who is in permanent service in government or a reputed company.

Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) can apply.

Any individual filing Income Tax returns can apply.(Self-employed Individual)

Terms & Condition

Employment:                           Minimum 2 yrs of continuous employment.

Rate of Interest:                      Check interest rate tab

Maximum Loan Limit:          Contact nearest branch

Maximum Tenure:                  10years (120 Months)

Two Guarantors are mandatory.

Registered mortgage of Property.

Bank reserves the right to reject any application without assigning reasons thereof.

The applicant will undertake to inform the Bank as and when there is a change in address or employment.

Customer can avail Property & Personal Accident insurance cover as per the guidelines and arrangements with the insurer/underwriter.

Mortgage Loan for Valid Reasons.

 

Documents

Sr. No.

Particulars of Document

Salaried

Other

1

Proof of identity

Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card.

Voter’s ID card or driving license or PAN card or photo credit card

 

 

2

Proof of income

Latest salary slips showing all deductions or Form 16 along with recent salary certificate.

IT returns for the last 2 years and computation of income for the last 2 years certified by a Chartered Accountant.

 

3

Proof of residence

Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and license agreement with a utility bill or ration card or latest property tax / water tax bill

Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and license agreement with a utility bill or ration card or latest property tax / water tax bill

4

Bank statement

Last 6 months

 

Last 6 months

*FOR DETAIL INFORMATION CONTACT TO YOUR NEAREST BRANCH*