A. Operational Charges

 1. Cheque Book 

Details

1

Cheque Book

 

a

for Saving Bank A/c (21 Pages Cheque book)

42.00

 

For Saving/Current / CC a/c (51 Pages Cheque book)

102.00

 

 

 

b

Extra Cheque book Charges for Saving A/c

 

 

For Urban Area

100.00

 

For Semi-Urban, Rural

50.00

 

 

 

c

at the time of a/c close : unused cheques charges

 

 

For Saving Bank a/c

Rs.2 per cheque

 

For Current / CC a/c

Rs.3 per cheque

 

2. A/c Statement

Details

2

A/c Statement

 

a

for Saving A/c -  Duplicate passbook

Rs.50/- per financial year

b

and for a/c statement for SB a/c

Rs.10/- Per page

 

 

 

c

For Current / CC a/c- Monthly a/c statement

Nil

 

but for second copy

Rs.20 per page

 

 

 

d

For Term loan a/c statement- once in a year

Nil

 

but for second copy

Rs.10 per page

 

 

 

 

3. Commission on DD / TT / MT / and Pay Order

Details

3

Commission on DD / TT / MT / and Pay Order

 

 

 

 

a

upto Rs.1,000/-

Rs.10/-

 

Rs.1,001/- to Rs.5,000/-

Rs.15/-

 

Rs.5,001/- to Rs.10,000/-

Rs.20/-

 

Above Rs.10,001/-

Rs.20/-  +   Rs.2.50/- per thousand (for above Rs.10,000/-)

 

 

 

b

for TT – as above plus Rs.100/- for Phone & Fax charges

 

 

 

 

c

MA Scheme- 50 % charges of other banks (as per adjustment) and 50 % charges of our bank commission  

 

d

For DD / TT / MT – as above

 

e

If no adjustment with other banks, then as per rule

 

 

 

 

h

Cheque Collection Charges :

 

 

Outstation Cheque collection Commission

 

1

upto Rs.10,000/-

not more than Rs.50/-

2

Rs.10,001/- to Rs.1,00,000/-

not more than Rs.100/-

3

above Rs.1,00,001/-

not more than Rs.150/-

 

Note : Service tax extra

 

I

Cheque Return Charges

 

 

 

1

Outward Clearing Cheque return (Saving / Current / CC)

 

Rs.50/-

2

Inward Clearing Cheque return (Saving / Current / CC)

 

Rs.100/-

3

Cheque return- sending for colletion (OBC)

 

 

Rs.50/-

4

Inward Clearing Cheque return- ECS / MICR / Non- MICR

 

Rs.100/-

5

Check – Stop Payment Charges Per Insrument

 

 

Rs.50/-

j

Below Minimum Balance Charges

 

 

 

1

Saving Bank A/c

 

 

Rs.50/-

 

(Minimum Balance to be maintained with Chequebook facility : Urban Branches Rs.500/- & Semi-Urban and Rural Rs.250/-)

 

 

 

 

(Minimum Balance to be maintained without Chequebook facility : Urban Branches Rs.250/- & Semi-Urban and Rural Rs.100/-)

 

 

 

 

For CC / Current A/c

 

 

Rs.50/-

 

(Minimum Balance to be maintained with Chequebook facility : Urban Branches Rs.5000/- & Semi-Urban and Rural Rs.1000/-)

 

 

 

k

Cash Deposit Charges 

NIL

l

Shares Section

 

 

 

1

Transfer of Shares

 

 

Per Share Certificate Rs.25/-

 

(Minimum Rs.50/- )

 

 

 

2

Surrender of Shares

 

 

Nil

3

Duplicate Dividend Warrant

 

 

Rs.25/-

4

Duplicate Share Certificate

 

 

Rs.25/-

J

RTGS Charges

 

 

Per transaction Rs.50/-

 

 NEFT charges

 

 

Per transaction Rs.50/- 

 

 

B. Certificate / Documentory Charges

Details

1

Document Verification

 

 

ECS Mandates, Signature &  Address Varification

Rs.50/-

2

Solvancy Certificate

 

 

upto Rs.25,000/-

100/-

 

Rs.25,001/- to Rs.1,00,000/-

250/-

 

Above Rs.1,00,000/-

Rs.250/- + 100 per Lakh but not more than Rs.25,0000/-

 

 

 

 

3

No Dues certificate

Rs.25/-

4

Loan Application form

Rs.50/-

5

Loan Processing Charges

 

 

Loan upto Rs.50,000/-

Rs.200/-

 

Loan Rs.50,001/- to Rs.1,00,000/-

Rs.500/-

 

 

Loan above Rs.1,00,000/-

Rs.500/- +  Rs.500/- per lakh 

 

 

 

 

For CC renewal

50% of  above

 

COther Charges

Details

1

Gold Loan Custody Charges (On gross weight)

(Frequency  per quarter)

 

upto 2 5 gm

Rs.15/-

 

Above 25 gm to 50 gm

Rs.30/-

 

above 50 gm to 100 gm

Rs.50/-

 

above 100 to 500 gm

Rs.75/-

 

501 gm and above

Rs.150/-

2

Locker Charges / Rent

 

 

 

 

a

Locker Application form fee for all branch

Rs.100/- per locker

b

Penalty charges for delayed payment of locker rent

 

1

upto 6 months

Rs.100/-

2

7 to 12 months

Rs.1500/- (Per month Rs.20/-

3

above 12 months

Rs.300/-

4

Overdue locker rent notice charges

Rs.10/- + Actual Postal Charges