INTEREST RATES PAGE

 

Sr No Loan Limit Interest Rate
1 Golden Jubilee Housing Loan 8.50
Credit Score – 650 to 750 8.00
Credit Score – 751 to 799 7.75
Credit Score – 800 or more 7.25
2 Golden Jubilee Housing Loan – Top-up 9.50
Credit Score – 650 to 750 9.00
Credit Score – 751 to 799 8.75
Credit Score – 800 or more 8.25
3 Upto Rs.70.00 Lakh (Grampanchayat Sanctioned plan) 9.00
Credit Score – 650 to 750 8.00
Credit Score – 751 to 799 7.75
Credit Score – 800 or more 7.50
Farm House 10.50
4 Housing loan Top up (Gramin) 10.00
Credit Score – 650 to 750 9.00
Credit Score – 751 to 799 8.75
Credit Score – 800 or more 8.50
5 Up to 70 lakh (urban/Mahanagarpalika/ nagarpanchayat sanctioned plan/town planning 8.50%
Credit Score – 650 to 750 8.00
Credit Score – 751 to 799 7.75
Credit Score – 800 or more 7.25
6 Housing Top up (Urban/Shahari) 9.50%
Credit Score – 650 to 750 9.00
Credit Score – 751 to 799 8.75
Credit Score – 800 or more 8.25
7 Personal Loan- upto 2 lakh 11.00%
Personal Loan (2 lakh to 5 Lakh) 12.00
8 Golden Jubilee vehicle Loan 7.90
Hypothication Loan 7.90
VEH Loan two wheeler
VEH Loan four wheeler
Vehicle Loan Commercial 10.50
Machinary Hypo.
Goldet Jubilee consumer Loan 11
9 Mortgage Loan/SSI/Small Business/Retail trade(SSI/SB/RT)/shop Purchase/Furniture/Interior/Solar Power Units generation/Builder Loan 10.50
Overdraft against Property 12.00
Advance against NSC 12.00
Working capital Trm Loan 12.00
10 Gold Loan-Bullet Repayment (upto 1 year of amount 2 lakh) 7.95
Gold Loan-(upto 3 year of amount 2 lakh)
CC against Gold Security
11 Agriculture Loan -Thibak Sinchan Sanch 11.00
Agri and agri Business Loan 9.50
Sugar Factory Preseasonal Agri Loan(Limited) 10.50
12 Golden Jubilee Overdraft/CC 10.00
OD against salary scheme (Limit Upto Rs 5 lakh) 10.00
13 Cash Credit 12.50
14 Loan Against Term Deposit
Rate 1% More than that of Term Deposit
Rate 1/2(half)% More than that of Term Deposit of 50 lakh or more
Third Party Term Deposit Loan 12.00
15 Ad-Hoc Limit (2.50 % over and above the normal Rate of interest) 15.00
16 TOD 18.00
17 Current A/c OD 21.00
18 Book Debts(CC) 14.00
19 Cheque Purchase 18.00