INTEREST RATES PAGE
| Sr No | Loan Limit | Interest Rate |
|---|---|---|
| 1 | Golden Jubilee Housing Loan | 8.50 |
| Credit Score – 650 to 750 | 8.00 | |
| Credit Score – 751 to 799 | 7.75 | |
| Credit Score – 800 or more | 7.25 | |
| 2 | Golden Jubilee Housing Loan – Top-up | 9.50 |
| Credit Score – 650 to 750 | 9.00 | |
| Credit Score – 751 to 799 | 8.75 | |
| Credit Score – 800 or more | 8.25 | |
| 3 | Upto Rs.70.00 Lakh (Grampanchayat Sanctioned plan) | 9.00 |
| Credit Score – 650 to 750 | 8.00 | |
| Credit Score – 751 to 799 | 7.75 | |
| Credit Score – 800 or more | 7.50 | |
| Farm House | 10.50 | |
| 4 | Housing loan Top up (Gramin) | 10.00 |
| Credit Score – 650 to 750 | 9.00 | |
| Credit Score – 751 to 799 | 8.75 | |
| Credit Score – 800 or more | 8.50 | |
| 5 | Up to 70 lakh (urban/Mahanagarpalika/ nagarpanchayat sanctioned plan/town planning | 8.50% |
| Credit Score – 650 to 750 | 8.00 | |
| Credit Score – 751 to 799 | 7.75 | |
| Credit Score – 800 or more | 7.25 | |
| 6 | Housing Top up (Urban/Shahari) | 9.50% |
| Credit Score – 650 to 750 | 9.00 | |
| Credit Score – 751 to 799 | 8.75 | |
| Credit Score – 800 or more | 8.25 | |
| 7 | Personal Loan- upto 2 lakh | 11.00% |
| Personal Loan (2 lakh to 5 Lakh) | 12.00 | |
| 8 | Golden Jubilee vehicle Loan | 7.90 |
| Hypothication Loan | 7.90 | |
| VEH Loan two wheeler | ||
| VEH Loan four wheeler | ||
| Vehicle Loan Commercial | 10.50 | |
| Machinary Hypo. | ||
| Goldet Jubilee consumer Loan | 11 | |
| 9 | Mortgage Loan/SSI/Small Business/Retail trade(SSI/SB/RT)/shop Purchase/Furniture/Interior/Solar Power Units generation/Builder Loan | 10.50 |
| Overdraft against Property | 12.00 | |
| Advance against NSC | 12.00 | |
| Working capital Trm Loan | 12.00 | |
| 10 | Gold Loan-Bullet Repayment (upto 1 year of amount 2 lakh) | 7.95 |
| Gold Loan-(upto 3 year of amount 2 lakh) | ||
| CC against Gold Security | ||
| 11 | Agriculture Loan -Thibak Sinchan Sanch | 11.00 |
| Agri and agri Business Loan | 9.50 | |
| Sugar Factory Preseasonal Agri Loan(Limited) | 10.50 | |
| 12 | Golden Jubilee Overdraft/CC | 10.00 |
| OD against salary scheme (Limit Upto Rs 5 lakh) | 10.00 | |
| 13 | Cash Credit | 12.50 |
| 14 | Loan Against Term Deposit | |
| Rate 1% More than that of Term Deposit | ||
| Rate 1/2(half)% More than that of Term Deposit of 50 lakh or more | ||
| Third Party Term Deposit Loan | 12.00 | |
| 15 | Ad-Hoc Limit (2.50 % over and above the normal Rate of interest) | 15.00 |
| 16 | TOD | 18.00 |
| 17 | Current A/c OD | 21.00 |
| 18 | Book Debts(CC) | 14.00 |
| 19 | Cheque Purchase | 18.00 |