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The Loan and Advances department function is an important component of any company’s business operations. Using creative methods when necessary to structure transactions so that business can be approved, the credit department can make a significant contribution to profit maximization. The key is to find the best way to minimize the risk.
Loan and Advances means belief or trust. “The quality of being credible or trustworthy” Another words we can define credit as “trust in one’s integrity in money matters and one’s ability to meet payment when due”