Regular small savings grows big regularly and steadily to meet large expenses like education, marriages etc. Individual (single or joint) minors, firms, clubs, associations etc. can open the account.  A/c can be opened by depositing minimum Rs 100/- The installment can be deposited on any working day of current month. The facility of loan on deposit, premature payment, nomination facility and transfer of A/c to other branches is available. Loan can be availed maximum up to 80% of principal and interest accrued thereon. Maturity period ranging between 12 to 120 months.