Service Charges bkp

1) Saving Bank Account :

 

Sr. No.	Particulars	Charges for below minimum balance
a) b)	Minimum balance without Cheque book  Rs.500/- Minimum Balance with cheque book facility Rs.1,000/-	15% of shrotfall (Plus GST) (per incident) 15% of shrotfall (Plus GST) (per incident)
c)	1) Duplicate passbook charges	Rs.75.00
c)	Cheque book charges Rs.2/- per leaf  (GST Extra)

 

 

2)  Current Account :

 

a)	Continuously Minimum Balance of Rs.5000/-	No Cheque book charges
b)	Minimum Balance Rs.5,000/-	If balance below minimum then, charges 15% of Short fall (plus GST) per incident
c)	Balance below the average balance	Balance of account is under the minimum balance in the month.  Charges of Rs.5/- per cheque are applicable in that particular month only.
	Cheque book charges Rs.3/- per leaf  (GST Extra)

3) Cheque Collection (Outside station cheque Collection) Service Charges :

 

Sr. No.	Particulars	Charges (Including GST)
1	Upto Rs.10,000/-	Rs.59/- (Not exceeding Rs.50/- per cheque)
2	Rs.10,001/- to Rs.1,00,000/-	Rs.118/- (Not exceeding Rs.100/- per cheque)
3	Rs.1,00,001/- and above	Rs.177/- (Not exceeding Rs.150/- per cheque)
No Courier / postage / any other fees should be charged on the above charges

 

4) Cheque Return Charges :

 

Sr.No.	Particular	Charges of Rs.0.00
1	Outward Clearing Cheque return	Rs.300/- + GST
2	Inward Clearing Cheque return	Rs.300/- + GST
3	Cheque return for sent to Collection	Rs.300/- + GST
4	ECS  Return	Rs.300/- + GST
5	Stop Payment charges (Per cheque )	Rs.200/- + GST

 

Cheque book facility –

1. Cheque book charges Rs.2/- per leaf (plus GST)
2. Account Statement- per page Rs.5/- (Plus GST)
3. Incidental Charges (Account maintenance charges / SMS Facility / E-mail statement facility) (Quarterly)
   1. a) Saving Bank Account- Per quarter Rs.30/- (Plus GST)
   2. b) CC/ OD / Current Account – Par quarter Rs.100/- (Plus GST)

 

 

Sr.No.	Particular	Charges of Rs.0.00
1	Upto Rs.1,000/-	Rs.20/- + GST
2	Rs.1001 to Rs.5000/-	Rs.30/- + GST
3	Rs.5001 to Rs.10000/-	Rs.40/- + GST
4	Rs.10,001/- and above	Rs/50/- + Rs.5/- per thousand + GST   upto max 25000/-
5	Duplicate PO /DD	Rs 100/-

Sr. No.	Particular	Charges of Rs.0.00
1	Turn over above 5 times of Cash Credit Limit	No Service Charges
2	Use <75% Utilization of Cash credit limit (Unutilized fund) *Note: Sanction limit  10 lakh or more	2.00% on unutilized limit
3	Cash Credit Service Charges	Rs.200/- plus GST (yearly)

Sr. No.	Particular	Charges of Rs.0.00
1	Upto Rs.25,000/-	Rs.250/-
2	Rs.25,001 to Rs.1,00,000/-	Rs.500/-
3	Above Rs.1,00,000/-	Rs.500/- and  Rs.200/- for per lakh or part of that (Maximum Rs.25,000/-)

 

8) No Dues Certificate                          Rs.50/- Plus GST

 

 

Sr. No.	Particular	Charges of Rs.0.00
1	Upto Rs.50,000/-
2	Rs.50,001/- to Rs.1,00,000/-	Rs.500/- + GST
3	Rs.1,00,001 to Rs.5,00,000/-	Per Lakh Rs.500/- + GST
4	Above Rs.50.00 Lakh (All other loans)	Rs.50,000/- + GST
	Housing Loan above Rs.50.00 Lakh	Per Lakh Rs.500/- but maximum of Rs.25,000/- + GST
5	Renewal of Sanctioned CC Limit	50% of above mentioned charges + GST
6	Vehicle	1.00 To 5.00 Lakh–   500/- 5.01 To 10 Lakh–1000/- 10.01 To 15 Lakh–2000/- 15.01 To 30 Lakh–5000/-

Sr. No.	Particular	Charges of Rs.0.00
a	Inward	No Charges
b	Outward
	Upto Rs.1,00,000/-	Rs.5/- + GST
	Rs.1,00,001/- to Rs.2,00,000/-	Rs.15/- + GST
	Above Rs.2,00,000/-	Rs.25/- + GST

Sr. No.	Particular	Charges of Rs.0.00
a	Inward	No Charges
b	Outward
	Rs.2,00,000/- to Rs.5,00,000/-	Rs.25/- + GST
	Above Rs.5,00,000/-	Rs.50/- + GST

CIBIL & CERSAI charges applicable for loan amount above Rs.1.00 Lakh

 

Sr. No.	Particulars of Loan	Type of Account holder	Chares (including GST)		Account Head
			CIBIL	CERSAI
1	Term Loan (Secured) (Housing / Vehicle / Mortgatge / OD / CC Loan)	Personal / Proprietorship firm	70/-	200/-	P&L-CIBIL & CERSAI Charges
2		Company / Partnership firm	1700/-

1. NFS Charges :
   1. Financial Charges : Rs.21/- (Plus GST)
   2. Non Financial Charges : Rs.21/-(Plus GST)
2. Annual Charges :
   1. Platinum Card : Rs.150/- (Plus GST)
3. Lost Card : Rs.300/- (Plus GST)
4. Re- Pin Charges Rs.50/-(Plus GST)

1. Two Wheeler : Rs.50/-
2. Three Wheeler : Rs.100/-
3. Four Wheeler & Others : Rs.200/-